iTHINK Financial members with direct deposit can get their paycheck up to one business day early. This free service enables you to:
- Go paperless- avoid the hassle of depositing checks
- Save time with fewer trips to the branch
- Get quicker access to your money
- Lower the risk of identity theft
All you need is a direct deposit to receive this free service. Skip the trip to the branch on payday or the fees of check-cashing services. With Early Direct Deposit, you could receive your funds before your payday. Sign up for direct deposit and track your pay by setting up eAlerts for your accounts through Online Banking or our Mobile Banking App.
Sign up for direct deposit today!
*Early Direct Deposit is for members that set up direct deposit with their employer or payer to receive certain electronic deposits. Payments must be made through the Automated Clearing House (ACH) network to be eligible for Early Direct Deposit. Most other deposits to your account, such as deposits of funds from person-to-person payments services and instant payments are not eligible for Early Direct Deposit. Eligible funds for early availability based on the timing we receive the payment instructions. Early Direct Deposit are not guaranteed and posting dates and times may vary between payments. It is always your obligation to verify that the funds are available in your account. We may discontinue this service at any time without advance notice to you. This service applies to credit to all account types, and you cannot opt out of the service. Other exceptions may apply.