AUTO LOANS, FINANCIAL PLANNING, GENERAL CREDIT UNION, LOANS
GOLF CART LOANS
iTHINK Financial offers financing for new and used golf carts, whether you want to go for a joy ride, hit the golf course, or make errands more fun!
- Loan Rates*
- Flexible Term
- Affordable Payments
- Quick Approvals
Featured Vehicle Loan Rates
-
New Auto Loans
as low as
5.24% APR*
-
Used Auto Loans
as low as
5.24% APR*
-
Motorcycles
as low as
6.24% APR*
-
Motorhomes
as low as
6.24% APR*
-
Boats
as low as
6.24% APR*
-
Camping Trailers
as low as
6.24% APR*
-
New Golf Carts
as low as
6.24% APR*
-
Used Golf Carts
as low as
6.24% APR*
Fully Protected Loan
Fully Protected Loan Options:
- Mechanical Breakdown Protection – Lower than dealer offers on mechanical breakdown coverage!
- GAP Total Loss Protection – Competitive rates on insurance to cover the GAP!
- Payment Protection – Protect yourself, just in case!
We make it easy to apply!
The fastest way to get a loan is to Apply Online. Or you can call us at 800.873.5100 during normal business hours, email loans@ithinkfi.org, or stop by your nearest branch to apply in person. Need help? Make an appointment.
Convenient Loan Repayment Options
- Use QuickPay to pay your Credit Union loan using a credit card, your iTHINK Financial account, or an external account. Schedule one-time or recurring payments from your computer or phone 24/7.
- Transfer your payment from your account at another financial institution using eTransfers or contact us to set up a recurrent Direct Payment.
- Set up recurring scheduled automatic transfers from your Credit Union checking or savings account to your loan by using Online Banking.
- Make one-time transfers from your Credit Union checking or savings account to your loan by using Online Banking or our Mobile Banking App.
- Make payment by mail or at a branch or at a CO-OP Shared Branch.
Set up email or text alerts through eAlerts for convenient payment reminders.
Vehicle Title Information
Registration and Title (Lien Recording) Instructions
If purchased from a private seller: Once the original title, bill of sale, and Vehicle Power of Attorney have been received by the title department at iTHINK Financial, all completed paperwork will be sent to the DMV. In the meantime, please await correspondence via email on the fee breakdown and additional documents needed to complete the paperwork. You will not be required to go to your local DMV. Once your paperwork has been completed by the DMV, you will receive your registration in the mail.
If purchased from a dealer: Generally, the dealer will complete the registration and lien placement and, in most cases, the DMV will forward the title to iTHINK Financial. Should you receive the title after registration and lien placement, simply forward it to:
iTHINK Financial – Consumer Lending
647 Roswell Street NE
Marietta, GA 30060
Please note: If a temporary tag is needed, please contact your local DMV/Tag agency to obtain one.
LIEN
A lien is the right to take and hold or sell property of a debtor as security or payment for a debt. iTHINK Financial requires Members who offer collateral to secure a loan, such as a car loan or personal expense loan, to record iTHINK Financial as the first lien holder on that collateral. This means that if the Member defaults on the loan, iTHINK Financial can take the collateral and sell it to pay off the loan.
VIN REQUIREMENT
When applying for a collateral loan, Members must supply the vehicle identification number (VIN) when using an automobile or motorcycle as collateral on a loan, or a hull number or serial number when using a boat or other collateral. iTHINK Financial requires this number at the time of application, unless the loan is a pre-approval.
How to register your vehicle/obtain a license plate
You have signed all your documents, so what's next?
- All documents will be sent to iTHINK Financial's Title Department.
- iTHINK Financial's Title Department will complete all paperwork to be sent to the DMV (title, application, etc.).
- A specialist from the Title Department will contact you via email for any additional documents needed to complete the paperwork. Please respond to any correspondence as soon as possible to reduce process delay.
- The documents will be sent to the DMV/Tag agency for processing via trackable or certified mail.
- Once documents are delivered to the DMV/Tag agency, please allow up to 14 business days for completion.
- Once the title has been processed, you will receive your registration in the mail.
- In the meantime, please contact your local DMV/Tag agency for a temporary tag (if applicable).
Please note: This process can take up to 30 days.
Thank you for choosing iTHINK Financial for your auto loan financing!
Check your Loan Application Status
Want to check the status of your loan application, securely upload loan-related documents, or communicate with your Loan Officer?
Other Resources
- Auto Buying Guide – Visit our page for helpful information about the vehicle buying and loan process.
- Auto Buying Service – Save time, save money, and eliminate the dealer hassles, pressure, and confusion.
- Submit your proof of insurance online: To submit proof of insurance for your auto, recreational vehicle, or mortgage loan, please email your documentation to insurance@myinsurance.com.
- If you received a notice regarding (loan) collateral insurance, provide proof of coverage by clicking here: myinsuranceinfo.com.
- Auto Insurance – Coverage options to meet your individual needs!
- Calculators – Use our financial calculators to find the best car loan for you!
- Consumer Loan Disclosure
Member Testimonials
Read what our members have to say about getting an Auto Loan at iTHINK Financial.
*APR=Annual Percentage Rate. Rates based on terms, credit score, and other conditions. Inquire within for details. Not all members will qualify for the lowest auto loan rate. Rates subject to change without notice. All iTHINK Financial Loans, including Visa® Credit Cards, are subject to income and identification verification. Contact a Member Service Advisor for the most current rates, terms, fees and conditions that may apply. The consumer loan disclosures are located here: Consumer Lending Plan.
**Contact the Credit Union for the present Certificate rates to determine the current APR.