iTHINK Financial Contactless Cards
![Tap to Pay Tap to Pay](/images/default-source/blog-images/tap-to-pay.jpg?sfvrsn=b4df41b1_0)
What are contactless payments?
Contactless payments are transactions made by tapping either a contactless card or payment-enabled mobile or wearable device over a contactless-enabled payment terminal. Cards, phones, watches, and other devices use the same contactless technology. When you tap to pay, checkout is secure and convenient.
How do I know if my card or device can make contactless payments?
Visa® Contactless Cards
If your iTHINK Financial Visa® card features the contactless indicator on either the front or back, you can use it to tap to pay at many of your favorite stores where you see the contactless symbol.
![Tap to Pay](https://www.ithinkfi.org/images/default-source/blog-images/tap-to-pay717d8491-2e9b-4de1-a2f7-0b41f1180e75.png?sfvrsn=c63d3901_1)
![Look Tap Go](https://www.ithinkfi.org/images/default-source/blog-images/look-tap-go.png?sfvrsn=6aca09f3_1)
![Contactless Card 2 Contactless Card 2](/images/default-source/blog-images/contactless-card-2.jpg?sfvrsn=5f45a945_0)
Security
Tapping to pay with your Visa® contactless card or payment-enabled mobile/wearable device is a secure way to pay because each transaction generates a transaction-specific, one-time code that is extremely effective in reducing counterfeit fraud.
To make a payment, your contactless card must tap the contactless symbol on the checkout terminal so the transaction can take place (so you can’t pay accidentally).
Convenience
Speed: Transactions are much quicker as you simply tap the card on a reader. This is faster than inserting a chip, swiping a magnetic strip, and entering a PIN.
Ease of Use: There's no need to remember and enter a PIN for every transaction, simplifying the process, especially for small purchases.
Hygiene: Minimizes physical contact with payment terminals, which can reduce the spread of germs—a significant benefit in contexts like the COVID-19 pandemic.